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CITY

Select a City: No Preference Acworth Alpharetta Atlanta Austell Canton Cartersville Dallas Douglasville Hiram Kennesaw Lithia Springs Mableton Marietta Powder Springs Roswell Sandy Springs Smyrna Vinings Woodstock Choose a property type: Residential Condo Commercial Land Lot Rental

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SUBDIVISION

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Choose a property type: Residential Condo Commercial Land Lot Rental

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

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Choose a property type: Residential Condo Commercial Land Lot Rental

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Condo Commercial Land Lot Rental

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Abbeville Acworth Adairsville Albany Allenhurst Alma Alpharetta Alston Alto Andersonville Arabi Aragon Argyle Arlington Armuchee Ashburn Athens Atlanta Attapulgus Auburn Augusta Austell Avalon Avondale Estates Axson Baconton Bainbridge Baldwin Ball Ground Barnesville Bartow Baxley Berkeley Lake Bethlehem Between Big Canoe Bishop Blairsville Blue Ridge Blythe Bogart Bostwick Bowdon Bowdon Junction Bowersville Bowman Braselton Braswell Bremen Brinson Bronwood Brookhaven Brooks Brunswick Buchanan Buckhead Buford Butler Byron Calhoun Calvary Canon Canton Carl Carnesville Carrollton Cartersville Cave Spring Cedartown Centerville Chamblee Chatsworth Cherrylog Cisco Clarkdale Clarkesville Clarkston Claxton Clayton Clermont Cleveland Cobb Cochran Cohutta Colbert College Park Collins Columbus Comer Commerce Concord Conley Conyers Cornelia Covington Crandall Crawfordville Cumming Cusseta Dacula Dahlonega Dallas Dalton Danielsville Dawson Dawsonville De Soto Decatur Demorest Dillard Doraville Douglas Douglasville Druid Hills Duluth Dunwoody East Dublin East Ellijay East Griffin East Point Eastanollee Eatonton Elberton Ellenwood Ellijay Emerson Epworth Esom Hill Eton Euharlee Fairburn Fairmount Fayetteville Fitzgerald Flovilla Flowery Branch Forest Park Forsyth Fort Valley Franklin Franklin Springs Gainesville Gainesville Mills Garden City Garfield Gay Gillsville Good Hope Gordon Grantville Gray Grayson Graysville Greensboro Greenville Griffin Hagan Hamilton Hampton Hapeville Haralson Hartwell Hawkinsville Helen Hiawassee Hillsboro Hinesville Hiram Hogansville Holly Springs Homer Hoschton Hull Ila Irwinville Jackson Jasper Jefferson Jeffersonville Jenkinsburg Jersey Jewell Johns Creek Jonesboro Kennesaw Keysville Kingsland Kingston Knoxville La Fayette Lagrange Lake City Lakemont Lavonia Lawrenceville Leslie Lexington Lilburn Lincolnton Lindale Lithonia Locust Grove Loganville Lookout Mountain Louisville Lula Lumpkin Luthersville Lyerly Mableton Macon Madison Mansfield Marblehill Marietta Martin Maysville Mccaysville Mcdonough Milledgeville Millwood Milton Mineral Bluff Monroe Monticello Morgan Morganton Morrow Mount Airy Mount Zion Mountain Park Murrayville Musella Nelson Newborn Newnan Newton Nicholson Norcross Norristown North Atlanta North Decatur North Druid Hills Norwood Oakman Oakwood Oconee Other East Other North Other West Oxford Palmetto Parrott Patterson Peachtree City Peachtree Corners Pendergrass Pine Lake Pine Mountain Plainville Pooler Porterdale Powder Springs Rabun Gap Ranger Red Oak Redan Resaca Rest Haven Rex Reynolds Richmond Hill Ringgold Rising Fawn Riverdale Riverside Rockmart Rome Roopville Roswell Royston Rutledge Rydal Sandy Springs Sautee Savannah Scottdale Senoia Shady Dale Shannon Sharpsburg Shiloh Silver Creek Sky Valley Smoke Rise Smyrna Snellville Social Circle Sparks Sparta St. Marys St. Simons Statham Stockbridge Stone Mountain Suches Sugar Hill Sugar Valley Summerville Suwanee Sycamore Sylvania Talbotton Talking Rock Tallapoosa Talmo Tate Taylorsville Temple Tennille Thunderbolt Tifton Tiger Toccoa Trion Tucker Tunnel Hill Turnerville Twin City Tybee Island Tyrone Unadilla Union City Union Point Valdosta Vidalia Villa Rica Vinings Waco Waleska Walnut Grove Warner Robins Warrenton Warthen Washington Watkinsville Waycross West Point White White Plains Whitesburg Williamson Winder Winston Winterville Woodstock Woodville Young Harris Zebulon Choose a property type: Residential Condo Commercial Land Lot Rental

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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Another Mortgage Idea & Rate

10 year fixed rate mortgage anyone? 

Have you considered doing a 10 year fixed rate mortgage? It's an idea and its time has (probably) come. At least for some people because being debt free is very cool. It gives you a freedom that is hard to describe and easy to enjoy.

So, I just saw this rate today from one lender. A 10 year fixed rate at 3.5% - the low rate is certainly enticing and only 10 years to a Dave Ramsey moment! It does sound kinda good, doesn't it?

Here are some more specifics: the APR is at 3.75%, the loan is less than $417,000, you gotta have a 740 credit score and they want you to have a 20% stake in the home. So, 20% down is a chunk of change but that is the idea isn't it - home ownership mortgage free in 10 years is a great goal!

I am predicting that people will be purchasing smaller, less expensive homes in the short term, so the $417,000 maximum on this loan is not that big a deal. Also, considering that a $417,000 home was a $834,000 home just three years ago, I be may somewhat "off" on the smaller home prediction. And yes, I am approximating on the 50% drop in home values - it is really more like 35% overall in our fair city although I have seen a 50% drop and more on some properties.

These are interesting days, aren't they?

If you can do a 10 year loan and pay it off, do it! Get debt free. You will never regret it; not ever.

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